Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . endobj Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). No, you cannot transfer a balance from one Synchrony Bank credit card to another. 3. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? <>stream If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. Save Big With Low-Rate Balance Transfers. %%EOF To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Your Mobile myki expires after two years. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. 182 0 obj A balance transfer does not happen automatically. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. I still don't understand why though - what is the technology required to do this? What are the best Ways to Start Travel Hacking? This question is about Synchrony Bank Credit Cards. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. 0000005119 00000 n Enter your cell phone number and well send you a link to install the WalletHub app. You may want to hire a professional before making any decision. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. JavaScript must be enabled to use this site.We're sorry for any inconvenience. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. In addition, it is not any companys responsibility to ensure all questions are answered. I know it's not possible to do it online. There is no principle. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. The unused money does not sit in an account earning interest. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Why do you need to keep swapping cards? there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. You can register either when you buy your myki, or at a later date. If you receive a check, you then need to forward it to your old card provider. Myki replaced the Metcard ticketing system and became fully operational at the end of 2012.. <<71A2449DD11DB2110A0003F7900591FF>]/Prev 491244/XRefStm 1429>> 0000014515 00000 n From the "I Want To" drop down menu, find "Transfer a Balance.". His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Enter the name on the account, account number and payment address of the creditor you want your debt transferred from. Check your phone to make sure you're connected to WiFi or mobile data. If you're entitled to these additional benefits, you can access them by using your myki smartcard. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. Balance transfer fees may apply. <> How do I know if my balance transfer was approved? Save. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. To. Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. I was told that when I made a new card I would be able to transfer the money across. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. Your current balance will be transferred to the new myki, which you can use immediately. Was told a main railway station can move the balance. 0000008137 00000 n endobj Music:. Learn how to transfer a credit card balance from one credit card to another and take control of your finances for greater peace of mind, with Santander Bank. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. For more information see Google Help and Support. 0000001755 00000 n I know there's nothing you can do. If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. Pay down your credit card debt. Keep in mind that credit utilization is also affected by individual card balances. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream At this stage, these are the only card types available on Mobile myki. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. You can then see what Android version youre on. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. and our This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. The system was developed by Kamco (Keane Australia . Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. How long does it take to process a balance transfer from another company? If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. FAX?! You may also need to restart your phone after updating the app. 0000117992 00000 n Myki Money QTEM devices can be found at PTV Hub (SouthernCross). These are the eight most commonly purchased myki Passes. A quick tutorial to transfer your myki balance between google pays on different android phones. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. What kind of retarded system is this? Initiate the balance transfer. Student passes and concession cards cant be replaced online or over the phone. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. endstream Press question mark to learn the rest of the keyboard shortcuts. 0000004863 00000 n nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. We recommend visiting the card issuers website for the most up-to-date information available. Transfer registration. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. 188 0 obj To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. 0000003774 00000 n Reddit and its partners use cookies and similar technologies to provide you with a better experience. I only realised this when my replacement card was lost and I called up for a new one. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. I called them up, explained the situation, verified my ID by address and DOB, gave them the myki card numbers of all 3 cards and successfully transferred the balance to my new card without any hassle at all. Most issuers of balance transfer cards let you initiate the balance transfer process online. Personal Credit Cards? Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. Here are some tips to save on fees and interest on a balance transfer. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Top up your myki If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Wtf? 0000001076 00000 n If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. You'll need to know the account number for your existing balance and how much you want to transfer. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. Whats the Difference between Business vs. Corporate Credit Cards? TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Unlike MyK, opal cards are free so no issue with just getting a new one with $10 credit when you find yourself without your card. Your card provider holds the right to approve or deny your request for a balance transfer. Create an account to follow your favorite communities and start taking part in conversations. Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Can you transfer MyKi balance from one card to another? With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. What are Your Rights as a Credit Card Holder? Online at Public Transport Victoria website . Yes. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. You may also receive a letter confirming the balance transfer. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. My original myki became faulty and I replaced it at Flinder St station, but they forgot to transfer my balance across. Editorial and user-generated content is not provided, reviewed or endorsed by any company. For a bus anyway. 0000005683 00000 n xref Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. Your Mobile myki will now appear in Google Wallet. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Privacy Policy. 8:35pm Feb 8, 2020. 178 39 0000005171 00000 n The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. I realise this is not a life-changer, but there's a principle at stake. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. endobj 180 0 obj You may be using an older version of Google Wallet. This 0% interest period can help you carry your debt for a limited time without paying interest. Choose the zones you want to travel in and the number of consecutive travel days you need. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. After all, I was going to pay more money as opposed to the concession rate. December 29, 2022 - 1:47PM. Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> You need to deactivate your Mobile myki on one device before doing a factory reset or all data will be lost. What is the best credit card for excellent credit? For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. To transfer Myki you need to deactivate the myki card and move to the new device. endobj If you have a Mastercard or VISA card you can get and top up a Mobile myki. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take?

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