1’ which will be released on July 27 th on Music Theories Recordings / Mascot Label Group. He tells his story... How life can instantly change. ‘This situation has been a real eye-opener and has taught me to live in the present moment and not in the future.’. And that’s not a good mindset to have if you’re trying to create a financial future for your family and leave a legacy. Yeah. So number one is changing our attitude towards our health. Michael Romeo. Yeah, definitely. Yeah, exactly right. So we’re all in the same boat. They under-utilize what they’ve got. Amazon Price New from Used from Kindle "Please retry" $7.60 — — Kindle $7.60 Read with Our Free App And they’re available to everybody, not just myself. I’m a big believer in taking action now and best utilizing your resources now to plan for the future rather than waiting. I’ve been getting a lot of positive feedback at the moment surrounding the book and for what it is, the COVID situation has just made everyone realize how precious life really is. And again, that was another reason which inspired me to put my story out there and I was quite , reserved person. So I feel that’s been a big factor in the diagnosis. So I come to find out that the hard way. Michael is still alive, is on a variety of medication and is doing his ‘own research to educate himself’ as conventional treatments ceased to combat against the cancers, ‘A crucial part of this journey has been acceptance because if you fight against it, it means you’re only fighting yourself and not helping the situation.’, Michael passed on his hard-won wisdom to others receiving a terminal prognosis: appreciate the ‘now’, focus on what you can control and avoid asking  questions such as ‘why is this happening to me?’ or ‘what have I done to deserve this?’, Michael said the diagnosis has made him stop and appreciate the precious ‘now moments’ in life – particularly the time spent with his young daughter, • Prioritise your health as your health is your most valuable asset, • Get wealth protection and understand your levels of insurances, • Know and understand your finances and the tools available and how best to use them, • Change your attitude towards your money and get your money working for you and minimise your working hours to spend more time with loved ones, • Unnecessary Consumption, knowing the difference between good and bad debt. He described the feeling of being diagnosed as ‘surreal’ and ‘horrible’, and his ‘biggest concern’ of leaving his family behind in financial debt remains. ‘Since the cancer had spread there was nothing doctors could do and they wouldn’t operate,’ he explained. Booktopia has Terminal Velocity, Changing your attitude towards health, finances and life after diagnosis by Michael Romeo. So I then ended up combining my whole situation in terms of prioritizing our finances, what I found out about insurances and obviously I put step-by-step how we implemented this banking strategy, because over the course of one year, we’ve saved ourselves tens of thousands of dollars by just simply using the banking tools available to us. But no, Paul, I was going to come to you on that point because understanding the difference between good debt bad debt is absolutely fundamental to building wealth because clearly, we want to invest in assets that are going to appreciate, that are going to serve us, not invest or spend money on a new car that’s going to drop 20% as you drive it out for the showroom. But Paul, let me talk about property. I thought it would be worth bringing that to the UK and to the Property Tribes viewers and now database as well. And again, just by refocusing and changing our attitude and our perception towards our money and our life has really helped me stay focused and positive throughout the whole cancer journey. If there is a silver lining for Michael, it is that he knew his time was short so he placed great importance on appreciating the precious ‘now moments’ in life – particularly the time spent with his daughter. And by using these tools, it enables you to pay down your mortgage in a fraction of the time. We can only send you love and compassionate thoughts. They take things for granted and I was hoping that bringing this story to the viewers would allow some people to stop those things. Indeed, and I think it brings really into sharp focus the need for wills, succession planning and all those things that people just tend to put off. Some people have actually started going out exercising every day because they had that ability during lockdown. And I’m joined by Paul Mahoney, the M.D. Here you can see and read his/her books. I think it’s been a very good talk and I do hope that people take something from it and buy the book and it helps to improve the situation which is obviously, as you say, the big part of why you wrote it. Absolutely. I’ve only just recently started to get my will together and I think it’s because we don’t believe that it will happen to us. One thing you ask a lot of people nine times out of 10, you say, “What’s your most valuable asset?” They will tell you it is their house or their car, their yacht, anything like this. Michael, just as we come to the end now here, what would you say are the top three takeaways that you hope that people will take from your book, which is I’ll just remind everybody again is called Terminal Velocity? Any other things that we-, I think just add to that, obviously we encourage everyone to buy the book and-. I just want to commend you Michael, for what you’ve done and your attitude, not an ounce of self-pity. Michael Romeo tells his story with honesty, heartache and hindsight. Absolutely. A lot of people put those two things in the same category and they get very scared of debt altogether, but still have a massive mortgage on their home, still have the car loan and the credit cards and all that sort of stuff, or start paying down their investment debt rather than their personal debt. 0. Welcome to Angus & Robertson - … Yeah. Your way. It’s just I was quite shocked at the time as well. So many people are constantly saying to us, especially now with the economic worries and things like that, “Should I wait until this is all over and then do something?” And the thing is, you wait and then nothing really happens because the property market moves slowly. Yeah, exactly. See all formats and editions Hide other formats and editions. Certainly in the last eight weeks, certainly here in the UK, landlords have experienced a lot of stress and I think it’s a really important message that you’re sending out that if you can create a financial future, actually that does relieve stress and if you can manage it effectively, that relieves stress and all of these things are so important for people to understand. There is actually quite a lot of work involved in being a landlord. So if you want to learn more about that or just all the things we’ve been touching on, buy the book and learn more and then hopefully, you’ll be able to implement some of that for yourself and improve your own lifestyle and financial position. Yeah, definitely. And again, I say to you thank you very much for writing the book, for having the courage to talk about such a difficult situation. It would have started then. And we don’t want other people to find themselves in the same position, do we? Indeed. The importance of our cash flow, we never understood that really. And of course with property, we have the benefit of month-on-month cashflow from the rent, but also hopefully over a sustained time period we can enjoy capital growth as well. And my wife and I both have good jobs, but we never had a cashflow. ... Terminal Velocity is available to purchase through leading retailers including The Book Depository, Booktopia, Amazon and selected book stores nationally. So yeah. Be the first to write a review Tweet 20% OFF RRP $ 21.99 $ 17.75. Yeah, thanks for taking out your valuable time. And if we can do that and if people can change their mindset, then they will be able to change their life in a very positive way. But because we hadn’t implemented the right type of strategy after 12 months of being back in Australia, we had to sell the property because it wasn’t working for us how it should have been. From being told he had months left to live with the prospect of leaving behind his wife and young daughter with a crippling debt, he made it his mission to look for a solution, not onl… Michael Romeo was enjoying a family holiday in Italy, 18 months ago feeling healthy and planning out a future with his wife and young daughter. Yeah. You’re just very calm, you seem very peaceful and your only objective is to help others. No, totally, totally subscribed to that and we do have a number of conversations and discussions on Property Tribes along those lines. And the second best time is now. ‘I developed a block clot in my arm from the needle line of the chemotherapy towards the end, then a few months later I had my first surgery on May 1 (2019) to remove half of my oesophagus and half of my stomach,’ he said. Mel Tracina Sydney 0:00 10:23 15 30. So again, what I was finding out when I looked more into my finances with the banks, I become angry at just how blindfolded I was in handing over my money to the bank each month and not questioning how much I was giving them, or if there was any other strategy to pay that off quicker and obviously benefit myself. Through leading retailers including the book I believe, haven ’ t want other people ’ s a genuine and. Asset that we were under financially, liver and neck told all of a sudden you only a! Nothing doctors could do and they ’ re all in the long run, it ’ why. Money working better for us t even comprehend what I would be incredible! 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