The unemployment rate of 4.2% is well below the national figure of 8.4%. Renters benefit, too. Skip advert. Take Mississippi, the cheapest state in the country this year according to MIT’s Living Wage data. Is one of the cheapest cities in the U.S. right for you? And Southern history buffs will want to stroll through the Hartselle Downtown Commercial Historic District, which is listed in the National Register of Historic Places. The city also has a zoo … Need to get your eyes checked? We compiled our rankings based on the Council for Community and Economic Research's calculations of living expenses in 270 urban areas. #16 Places with the Lowest Cost of Living in America. Its two major hospitals serve a four-state area that includes Kansas, Oklahoma and Arkansas. The average cost of living calculated from MIT is $16.54 per hour or $68,808 per year for two working adults in a family of four. Huntsville is the most affordable place to live out of the 150 most populous metro areas in the U.S. for the third year in a row. Close proximity to the Arkansas River and Lake Conway makes the city ideal for fishing and water sports, and there's ample space for hunting. She has gained years of experience in small business management and has two successful start-ups under her belt. Those institutions, among others, help fuel a fast-growing metro area and low unemployment. The city also hosts the University of North Alabama. McAllen, which is about 30 miles west of Harlingen on the Rio Grande, may be a cheap place to live, but it comes at a price. Although the Texas town is quite small with a population of less than 30,000, it's well situated to take advantage of any big-city benefits. To find more about your privacy when using our website, and to see a more detailed list for the purpose of our cookies, how we use them and how you may disable them please read our Privacy Policy. The nearby Muscle Shoals Sound Studio has a rich history; it's where The Rolling Stones recorded the hit songs "Wild Horses" and "Brown Sugar." Big cities, great music, and incredible food. Median home value: $123,500 Another Great Plains state is Oklahoma, runner-up for cheapest states to live in the U.S. The Springfield Opera, Springfield Ballet and Springfield Symphony are just some of the city's offerings. The city is also home to the world's oldest and largest pecan statue and a nutcracker museum. If you are struggling to pay your rent, you may be eligible for some government assistance. You'll thank yourself later. There's no charge to visit on the second Saturday of each month. And yet Fayetteville remains relatively cheap for students and civilians, alike. Nearby parks offer a combined 140 miles of trails and three swimming beaches. Another must-see is the 1920s villa that is home to the Philbrook Museum of Art. In each instance, “city” describes the largest city in the metro area – the municipality from which it derives its name.For instance, “city” prices for Memphis only cover neighborhoo… The Quinta Mazatlan, a luxury birdhouse with more than 15 acres of birding habitat, is not to be missed. America's Safest Places to Live ... Where You Can Actually Afford to Buy a Home. Perhaps most impressively, Abraham Lincoln spent 18 years practicing law in Danville. For many, the drawcard to live in the hustle and bustle of our big cities is for new opportunities. The city's economy has held up pretty well in the recession, too. Where's My Stimulus Check? Springfielders enjoy savings on groceries, transportation and utilities, too. Some of the area's largest employers include Kellogg (K), Stanley Black & Decker (SWK) and Toyota (TM). The weather is extreme, but the people are friendly. Overall, the cost of living is 12.3% cheaper than the national average. These states are the cheapest places to live in America in 2019, according to data from CNBC's America's Top States for Business study released Wednesday. Low costs on health care, groceries, transportation, utilities and miscellaneous expenses also contribute to Seguin's ranking among the 25 cheapest cities in America. Tourism is another driver of the local economy, thanks to the Wheeler National Wildlife Refuge, the Carnegie Visual Arts Center and festivals such as the Alabama Jubilee Hot Air Balloon Classic. That's about twice the poverty rate for Texas as a whole. If cities are not your thing and you crave the outdoors, then Tennessee has that too. Prices on a wide range of goods and services, from pizza to haircuts to dry cleaning, are cheaper, too. At the professional sports level, the NBA's Oklahoma City Thunder is a regularly competitive team. Housing-related expenses including mortgages and rents stand 35% below the U.S. average. Seguin, Texas, is a small town in the San Antonio-New Braunfels metro area, about 30 miles from downtown San Antonio. Housing-related costs including mortgages and rents in Decatur are about 15% cheaper than the national average. Danville City, Va. Benton Harbor, Mich. Meridian, Miss. Health care and grocery items also contribute to Morristown's ranking among the cheapest U.S. cities to live in. Tennessee has so much to offer I may move there myself. Current Resident: Rio Grande City is a nice city to live in the schools and the teachers are really good here especially the … Anniston's low cost of living puts it among the 10 cheapest U.S. cities to live in, but it comes alongside a low median income that's roughly 26% below the national average. Nationally, the average rent comes to $1,169. Residents can cool off in the summer at the city's sprawling aquatic center, which includes a water slide and diving platform. This website uses cookies among other user tracking and analytics tools. Nearby Hartselle, about 10 miles south, shares the charms of its neighbor to the north. And, yet, as a metro area with 1.4 million people, Oklahoma City offers a lot of big-city attractions, from a philharmonic orchestra to the National Softball Hall of Fame and Museum. When it comes to cheap living, the best places to settle down are mostly south of the Mason-Dixon line. The overall cost of living is 15.6% less than the national average, led by particularly low health care and housing expenses. #2 Cities with the Lowest Cost of Living in America. If you don't have to use your second stimulus check for basic necessities, consider putting the money to work for you. We use cookies to keep your user preferences and actions, in order to assist and optimize your overall experience of using our Site. The mild weather makes for beautiful green scenery all year round. The IRS has an online tool that lets you track the status of your second stimulus check. These are the most trusted and highly rated loan companies based on customers reviews. She now focuses her energy on helping others achieve financial freedom through smart money management and investment opportunities. For three straight years, Harlingen, Texas, has ranked as America's most affordable city. The cheapest beach city in America to buy a house is Port Arthur, a city on Sabine Lake just across from Louisiana. Comment below. Sorry, that key appears invalid or expired. It is home to the University of Tennessee and the Women's Basketball Hall of Fame, but Knoxville is also the gateway to the Great Smoky Mountains. Where To Go When You Need Help Paying Rent. It is the 5th least populated state in the country, so vast open spaces and a small-town feel will have to be what you are into. Happily for residents of Florence, the city's distinctive sites and southern charm come at a reasonable price. Housing-related costs are about 45% below the national average, and a large reason why Joplin's among the five cheapest U.S. cities to live in. #1 in Cheapest Places to Live. Average home prices come to about $261,000 – an amount that would elicit screams from people who live in the most expensive U.S. cities. Home prices range from under $15,000 for a simple Belizean-style … Does your dollar stretch further where you live compared to the rest of the country? Home of over 75 colleges and job opportunities within the state are relatively high. By using our site, you accept all cookies and our privacy policy. A trip to the doctor in Texarkana costs an average of $95, according to the Cost of Living Index. Please enter your username or email address. Ponca City, Okla. Getty Images. The city is notable for its across-the-board affordability for everything from food to transportation, according to the Cost of Living Index. The city also features the International Museum of Art & Science, which has a specific focus on Latin American art. Construction of the opulent Italian renaissance building was financed by the oil boom. But there are a few places where you can retire near a lake, river or bay and not bust your retirement budget . But whether you're a doctor or truck driver, Temple won't overburden your bank account. Education opportunities are also vast. The state offers over 50 colleges and universities and is known for its great sense of community. The small city, which is less than an hour's drive east from Knoxville, is where you'll find the Crockett Tavern Museum, a reconstruction of Davy Crockett's boyhood home. This means that every time you visit this website you will need to enable or disable cookies again. Lynchburg sits in the foothills of the famed Blue Ridge Mountains and is home to Liberty University, the city's largest employer. Decatur and Hartselle are two Northern Alabama cities with an abundance of outdoor activities, cultural diversions and low cost of living. Have you considered moving to a state where your dollar will stretch further?Deciding where to live has generally been based on our social circles or employment opportunities. A comparatively resilient job market – the unemployment rate stands well below the national level – and a low cost of living help explain how Lynchburg has ranked near the top of Gallup's well-being index. Camp Shelby, the largest National Guard training base east of the Mississippi River, is nearby. Conway is home to a number of high-tech companies, such as digital marketing firm Acxiom, and post-secondary educational institutions, including the University of Central Arkansas. These are known as essential cookies. An appointment with an optometrist costs 34% less than what the average American pays. Ok so it’s not as glamorous as other states but Mississippi has its positives. They …, September 9, 2020 Springfield might not be the biggest city in Missouri, but it's certainly not lacking for culture. Thrifty types should volunteer to check out Knoxville, one of four Tennessee cities to make the list for inexpensive living. You will receive an email message with instructions on how to reset your password. Cookies may also be used for other marketing and advertising purposes, or for other important business analytics and operations. You'll also find numerous colleges and universities, an NBA franchise, mouthwatering ribs and, of course, Graceland. It turns out, America is actually full of cities that can make your dream of living near water come true, at least to some degree – it just may be a river or lake instead of the Pacific or Atlantic. Holbrook Arizona. Cookie information is stored in your browser and performs functions such as recognizing you when you return to our website and helping our team to understand which sections of the website you find most interesting and useful. Three Fortune 500 companies – FedEx (FDX), International Paper (IP) and AutoZone (AZO) – call the city home. The Cost: A couple living and renting on a place like Ambergris Caye can live lavishly on a monthly budget starting at $2,875. The twin cities of Texarkana, Texas, and Texarkana, Ark., make up some of the most affordable real estate to live in the U.S., especially when it comes to some of life's biggest expenses. Financer.com ("we") is not a lender, a financial advisor or any kind of financial institution. Median home value: $130,900 South Texas border towns are known for low costs of living, but not... 2. A trip to the veterinarian is about 13% below the national average. Those cookies are important to give you the best possible user experience, and thus can be removed only manually by following the instructions found on our privacy policy. The poverty rate in the McAllen-Edinburg-Mission metro area is 30.5%. Town in Texas. The pace of life is a bit slower here. A good cut of steak costs about half of the national average (this is Texas, after all). If you are looking for somewhere cheap to raise your kids, this might be the place for you. It's no wonder buying a home in the state isn't cheap—the median list price is $450,000. Extra study on the side and you might increase your income even more. When Could We Get a Third Stimulus Check? Texas, Tennessee and Arkansas are just a few states making multiple appearances on our list. And a dozen eggs will go for $1.28 in Texarkana vs. a national average of $1.45. Those cookies include actions such as creating or using your account in our site, writing reviews, interacting with existing reviews by giving likes or replies, writing other user content on the site, setting up custom search or filter preferences, accepting and saving user preferences (including privacy preferences), or any other action which affects the way you experience the Site. Here is our Top 10 List of Cheapest States To Live In based on 2 adults working in a household of 4 people. Huntsville, AL. Burlington, Iowa. Florence – as well as the surrounding area, known as The Shoals – boast a number of other attractions. Read on for our latest list of the cheapest U.S. cities to live in. The Cheapest Places to Retire in America If you want to retire more comfortably, you might need to live in a place with a lower cost of living. Smaller cities or towns can still offer an excellent education, healthcare, and community spirit, along with an increase in your quality of living. The city of Florence, the birthplace of Helen Keller, sits in the northwest corner of Alabama on the Tennessee River, about a two-hour drive from Birmingham. They are moving to states where their dollar will stretch much further. Although the economic picture could be brighter, Anniston has its charms, including architectural gems such as Victorian homes and historic churches. Use the IRS's "Get My Payment" Portal to Get an Answer, The Recovery Rebate Credit: Get Your Full Stimulus Check Payment With This Tax Credit. It's home to the world's largest office chair – a 33-foot-tall seat that was once recognized by Guinness World Records. Harlingen, Texas… As for recreational activities, the Kalamazoo Nature Center hosts free daily activities. Apartment rents are about 22% cheaper and average home prices are a little more than half the national level. If you didn't get a stimulus check, or you didn't get the full amount, you may be able to claim the recovery rebate credit on your 2020 tax return. Western Michigan University, with its multiple campuses and research facilities, is a major driver of the local economy. This Springfield, just the eighth largest suburb, is a … The Average cost of living takes food, shelter, clothing, utilities, transport, healthcare, public education, and taxes into consideration. The largest employer in Wichita Falls is the United States Air Force, with Sheppard Air Force Base located just a short drive from downtown. But if you're thinking about relocating to one of these cheapest cities to live in, just remember to weigh the pros and cons. Living in a state where there is a lower living wage will allow more of your income to become available for investment. The 10 Least Tax-Friendly States in the U.S. 31 Best Amazon Prime Benefits to Use in 2020, 19 Smart Ways to Prepare for a Financial Emergency, 13 Tax Breaks for Homeowners and Home Buyers, 7 States That Are Better Than Florida for Retirement, 7 Surprisingly Valuable Assets for a Happy Retirement. President-elect Joe Biden and others in Congress are pushing for a third-round of stimulus checks, but it might be a while before we get them. 1. 12 Cheapest Small Towns in America. We are not responsible for incorrect information or inaccuracy of interest rates, company information or any other data - responsibility therefore falls on the customer to always check that the information is correct before using a service. Current Resident: Brownsville, Texas has the freedom to a beach coast and an island that can bring in more tourist. This area, set deep within the Ozarks, frequently appears on lists of the best places to live in the U.S. – and smart places to retire. At the same time, Hattiesburg, just 115 miles to the north of New Orleans, is one of the cheapest U.S. cities to live in. The city has more than a dozen sites commemorating his time there. The state ranked second for the “best place for children” list released by SmartAsset. But the biggest way folks in this part of the Texas Panhandle save money is by what they spend on housing. If you are looking for somewhere cheap to raise your kids, this might be the place for you. Health care, groceries and transportation costs are all significantly less expensive, too. Here are 30 of the least expensive American cities … The Mexican city of Reynosa, directly across the border, has been the scene of violence between drug gangs and Mexican security forces. A tiny home in retirement could be a more-affordable way to downsize and still be close to family. Its cost of living index of 81.8 in 2012 fell 0.6 from the previous year. Utilities, transportation costs and health care are also bargains. State’s that are over 100, their cost of living is above the national average. Best known as the home of Arkansas State University, Jonesboro is a college town with a degree in affordability. Feel the need to get out of town? It can be hard to find a balance between the quality of life vs. the cost of living in a lifestyle. Over time this will enable you to gain more financial freedom and build financial peace. The largest city in Oklahoma offers remarkably affordable prices for its size. Utilities, however, run almost 5% more than the U.S. average. It’s also where the Tinker Air Force Base is located, as well as several colleges and universities. This Oklahoma city traces its roots back to the Western expansion, first as a cattle town and later as the "Oil Capital of the World.". Residents spend almost 40% less on housing-related costs vs. the national average. To say that real estate is cheap in Memphis is an understatement. Amarilloans are known for their love of high-school football, hot sauce and thick steaks. Des Moines, IA. Its Cost of Living Index measures prices for housing, groceries, utilities, transportation, health care and miscellaneous goods and services such as going to a movie or getting your hair done at a salon. McAllen, Texas. Housing-related costs, which are 30% less than what the average American pays, make up the lion's share of residents' savings. Residents do not have to pay any income tax and housing can cost less than $1000 a month. Keep reading to find out which cities you could afford to live … You will want your own source of income when moving here as the economy can be tough and they may favor locals over outsiders for employment. On the plus side, McAllen is famous for bird watching because of its location on a major migration route. Today, major employers include the U.S. Department of Veterans Affairs, grocery distributor McLane/Midwest and Blue Cross Blue Shield. A trip to the optometrist costs a quarter less than the national average, and you'll save about 20% on a trip to the dentist. With a new era of online business and remote workers on the rise, Americans have the chance to choose communities based on their quality of life rather than employment prospects. The mountain state has so many drawcards from the incredible mountain ranges to the bluegrass genre. A retirement home with water views doesn’t come cheap in any part of the country. Decatur's economy benefits from being the busiest port on the Tennessee River, and from NASA's Marshall Space Flight Center in nearby Huntsville. Situated about 65 miles north of Austin, the Killeen-Temple metro area started out as a 19th century railroad town, but today it's as modern as they come. The cities are full of college students, and there is the vibrancy of big-city life if you want that. Housing-related expenses including rents and mortgages are nearly 30% lower than the national average, according to the Council for Community and Economic Research's Cost of Living Index. Hint: The password should be at least twelve characters long. The Tennessee River runs through downtown. Many remote workers and small online business are taking their ability to work from anywhere and are doing just that. South Texas border towns are known for low costs of living, but not always for happy reasons. And when you feel the need to escape to a big city, Memphis is a little more than an hour's drive from Jonesboro (more on the budget-friendly charms of Memphis later). Apartment rents are less than half of what the average American shells out every month. … But not every last thing is cheaper in Lynchburg. A typical apartment in Memphis rents for about $350 a month less than the national average. The area is on the mend, however, helped by its status as a regional medical center. A low cost of living is attractive, but the allure lessens if jobs are hard to come by, paychecks are small or the town offers little to do. Kansas consistently ranks among the cheapest places to live in the US – food costs are about 9% lower than the national average and housing and transportation costs are also quite low. Toothpaste, for example, is roughly 25% less expensive in the city known as "The Yellow Rose of Texas." If you want to get away to the big city, Chicago is less than three hours by car if traffic is merciful. The Holbrook Arizona is a city in Navajo County its also listed in the top cheapest places to live in the US because of its low population and low costs of a mortgage. For the most part, it has a strong economy. According to a study by the Council for Community and Economic Research, two cities in the Lone Star State ranked as the cheapest places to live in America. All other major expenses tracked by the Cost of Living Index likewise take a smaller bite of folks' paychecks, putting Florence in the middle of the pack of the 25 cheapest U.S. cities to live in. The "City of Seven Hills" makes this list of cheapest U.S. cities to live in largely because its residents spend nearly a fifth less than the national average on housing costs. 6 min read. People that love West Virginia love the outdoors. We would like to highlight the most popular lenders. Springfield, also known as the "Queen City of the Ozarks" and the "Birthplace of Route 66," sports an overall cost of living that is more than 12% below the national average. The area is home to a major regional medical center, and its Central Texas location makes it an ideal base for distribution and logistics companies. Housing-related costs still run close to 30% below the national average. Yet you can drive to the state capital of Little Rock in a half-hour or so. 905 reviews. Today, we’re going to talk about the cheapest – or most affordable – places you can live in …

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