The CDC requires that these testsinclude a telehealth appointment, where a medical professional supervises your sample collection via webcam. - Some manufacturers have extended expiration dates. The insert was very clear as to how to calculate the updated date. Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Do I need any additional supplies to conduct the test at home? Just pack a test in your bag (or two just in case), fire up the eMed site to get an appointment with a supervised exam started, perform the test, and get results in your inbox soon after. Sign up to receive valuable updates from Abbott. 2816 0 obj <>/Filter/FlateDecode/ID[]/Index[2783 50]/Info 2782 0 R/Length 138/Prev 908308/Root 2784 0 R/Size 2833/Type/XRef/W[1 3 1]>>stream For Use Under an Emergency Use Authorization (EUA) Only. If your test is the Abbott BinaxNOW, you should use the second test in your kit to test again . a three-month extension on the expiration date, USPS reaches agreement to deliver COVID-19 test kits, with Philly part of pilot program, some other manufacturers have been extended as well. All are essentials we've come to keep well stocked in our medicine cabinets. Testing has been completed to support a shelf-life (expiration date) of up to 15 months. Terms of Sale. to save on your next trip. hb```" /tZ6p=bfSU X1!AI@1_RiGfZF Fc^3& $7 XH,C96?iH1y2pt4u0j4500t40p400vt PX;pPB#beX20qng>v&F|o1T01t2q'rD"Caae7e & fm Qp [ The BinaxNOW COVID-19 tests have not been FDA cleared or approved. A Leader in Rapid Point-of-Care Diagnostics. Many tests were being shipped displaying an expiration date just six to nine months after their production date. BinaxNOW COVID-19 Ag Card should self-isolate and seek follow up care with their Page 1 of 32 BinaxNOW COVID-19 Ag Card Product Expiry Update January 2022 Dear Valued Customer: Since the launch of the BinaxNOW COVID-19 Ag Card, Abbott has continued testing for product stability to extend the expiration date and have shared these results with the FDA. What was not so convenient about the tests is that many people ordered them and discovered that they expired too quickly to be used. A professional journalist, he joined the company in November 2018 after five years covering state and national politics for The Associated Press and working at several newspapers across the country. URL addresses listed in MMWR were current as of the date of publication. BinaxNow expiration date. (Photo by Nick Ewen/The Points Guy) For more TPG news delivered each morning to your inbox, sign up for our daily newsletter. Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. The expiration date was previously 12 months. This first-of-its kind service for COVID-19 testing ships tests directly to your home and uses trained, virtual proctors to guide you through the test via video call. Abbott BinaxNOW Ag Home Tests Guidance Document Background Ohio partnered with Abbott and eMed to bring rapid, reliable testing into the home where the result is delivered in minutes. If they didnt honor the prior FDA guidance, why would they follow this one? They have a shelf life. The website you have requested also may not be optimized for your specific screen size. or any location. Chase Ink Business Unlimited Credit Card, Delta SkyMiles Platinum American Express Card. Test. The shelf life was extended to 12 months, Aly Morici, a spokesperson for . And they must have received emergency authorization from the Food and Drug Administration. Despite the alphabet soup of variant names, it's important for our COVID-19 tests to continue to detect the virus. With rapid and reliable COVID self testing. With the rise of the Omicron variant, that requirement got stricter in December: Even fully vaccinated Americans now need a test no more than one calendar day before flying back to the U.S.Previousy, international travelers had a three-day window to get a test. . Your use of this website and the information contained herein is subject to our Website Terms and Conditions and Privacy Policy: US Citizens | Non-US Citizens. 2783 0 obj <> endobj Travelers can now buy CDC-approved at-home COVID-19 tests for just $50, Top questions on vaccination/travel requirements to the U.S. and Europe, 5 things to know about at-home COVID-19 tests for travel, Do Not Sell or Share My Personal Information. Decongestants. Testing has been completed to support a shelf -life (expiration date) of up to 9 months. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, The best places to see cherry blossoms around the US this spring, Looking back: How my points and miles strategy has changed over the years, The best increased card offers to sign up for this March. 774 LocationNorth Texas Posted September 7, 2021 This is the link to the FDA letter that was given to Abbott Labs about extending their BinaxNOW COVID-19 Ag Card which covers those part numbers. The image below helps you to locate the lot number of the Abbott BinaxNOW test kits. This follows a request by the company to provide a longer shelf life for its test, after it reported stability studies that showed the tests remained accurate and consistent over the longer time period. The FDA has extended the expiration dates on many COVID-19 over the counter (OTC) at-home tests, including those from Abbott BinaxNow, CareStart, iHealth, Flowflex and InteliSwab. Plus, your own feed of TPG content. Save my name, email, and website in this browser for the next time I comment. has a printed expiration date. This test is authorized for non-prescription home use with self-collected anterior nasal (nares) swab samples from individuals aged 15 years or older or adult collected anterior nasal (nares) swab samples from individuals 2 years or older. Please pay close attention to the lot number, currently labeled kit expiry, and new kit expiry date. Photos displayed are for illustrative purposes only. All Rights Reserved, 3902 Milwaukee Street, #7235 | Madison, WI 53714, Save the Dates for 2023 Events & Programs, Infection Preventionist Specialized Training, Residents Rights and Future Medical Decisions, WisCaregiver Careers Employer Information, Business Partner & Exhibitor Information Center, WHCA/WiCAL Meets with DQA Leadership on Regulatory Questions, CMS Issues QSO Memos to Enforce Vaccine Mandate in 49 States Following Supreme Court Action. "I purchased three of the Abbott tests through eMed earlier this fall for my first international trip in two years, and when I received them, there was an insert with news of the extended expiration dates," said TPG senior editor Nick Ewen. Virus variants. BinaxNOW professional is an individual, diagnostic, rapid COVID-19 antigen test recommended for symptomatic people and may also be used for screening testing when testing is conducted frequently. Best card for premium perks while traveling, Capital One Venture X Rewards Credit Card, The Business Platinum Card from American Express, The best places to see cherry blossoms around the US this spring, Looking back: How my points and miles strategy has changed over the years, The best increased card offers to sign up for this March. They are not specifically mentioned but covers all. Another test, called the QuickVue SARS Antigen Test, is designed to be stored at 59 to 86 degrees. For documented results, consider using a proctored or teleheath-led self test, or contact your healthcare professional. "So, if you didn't know then you might be in for a shock!". That means some. Although your at-home test may not actually be expired, you should know that they do expire, and that information should be clearly identified on each box. In fact, the Abbot test, the Ellume COVID-19 Home Test and Qureds video-supervised rapid antigen test are the only three at-home tests currently approved by the CDC to be used by inbound passengers to the U.S. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Use the instructions to see the letter and listing of BinaxNOW COVID-19 Ag Card lots which qualify for this expiry extension. Related: Your guide to at-home COVID-19 tests for international travel. Users of the BinaxNOW COVID-19 Ag Card are urged to check the lot numbers and expiration dates of their tests. Can I use this test to meet travel requirements for testing? ^rcvzEr^COk;TH)s}kU;{}6JAw4aL@j'Z889xuq0H}rba+ Ya{V}l@ =x;a[@[=8>G_!c8k` 2/N)\1L 9Ng+)ycb6qx1Hq28P@Uu6.fiP3WT!y PA ;!gAr 4?JsUq2VonW,Vi1,[Ou|M-77kC>4&Aq7nHC4*5e_Cq7O_oumvFWCfpT~,2aUV`fR88Sz& RJ C'5Z&(Zdk#A4|VvQ(4i|b%"u+DTP*RLl)JDIN,L\ RNize2N_ q=@ 8I"JN\zQA9!=ymP+$v$B%2C)wu/A(I~,'i>zNak_.T+8p}Vp{\3EyEE$#y nh eG6^ZT. Can people use HSA/FSA accounts to purchase the test? A negative test result indicates that antigens from the virus that causes COVID-19 were not detected in your sample. More than 800,000 rapid COVID-19 tests passed their expiration date recently in a Florida warehouse, prompting concerns that they would go to waste. Member Action Needed! OPTIONAL SELF-REPORT: Capture your results in the NAVICA app for self reporting. Alternatively, click YES to acknowledge and proceed. Providing information and guidance for Long-Term Living Providers - Skilled Nursing, Intermediate Care, Assisted Living and Residential Care Homes. endstream endobj 2784 0 obj <>/Metadata 81 0 R/Outlines 111 0 R/Pages 2779 0 R/StructTreeRoot 119 0 R/Type/Catalog>> endobj 2785 0 obj <>/Resources<>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/StructParents 0/Tabs/S/TrimBox[0.0 0.0 612.0 845.0]/Type/Page>> endobj 2786 0 obj <>stream For more TPG news delivered each morning to your inbox, sign up for our daily newsletter. Since the launch of the BinaxNOW COVID-19 Ag Card, Abbott has continued testing for product stability to extend the expiration date and have shared these results with the FDA. After a supervised virtual exam and results in 15 minutes, you've got what you need to board a flight home. 2023 Abbott. Abbott has conducted a computational analysis of the detection of multiple SARS-CoV-2 strains, including the Delta and Omicron variants and predicts no impact to the performance of our BinaxNOW COVID-19 Antigen Self Test. $155 Walmart+ Credit: Cover the cost of a $12.95 monthly Walmart+ membership with a statement credit after you pay for Walmart+ each month with your Platinum Card. Enrollment required. G.!^A$m# r;!-1dcGCv:!z_.n'n=5u( [z{5A;]%+/u-{7,-$ [x7-my_")|pr@1/R(gA^%C}|?@\;#@)T+RJY$2>!%`2*"aBooQQJ Q"CqbGT'V0BkV?gCD wKybUR%?IA[B1 J!%K-jx6s$W_R'b0j]` p(f$%N&EEm*= Q?~IK,'nQN@SO?m C?&2\my4"38psIJ}[e+YC2l$D. They wont go bad the very day of the printed expiration date, but eventually the accuracy of the test may start to decline. Representatives from Abbott did not immediately respond to a request for comment on the extension. Am I able to get a record of my results from the BinaxNOW COVID-19 Antigen Self Test? 'Trying to catch every case': Are cheap home coronavirus tests the delta antidote? Plus Ups are excluded. The FDA granted an additional 3-month shelf life to the printed expiration date on the BinaxNOW COVID-19 Ag Card Home Test kits. Please check the attached lot number list from Abbott to confirm which of your kits are affected by this three-month extension. Both components, the reagent and the antibodies, start to degrade at some point, Pettengill said. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Earlier this month, Gov. Learn more. ", Related: Top questions on vaccination/travel requirements to the U.S. and Europe. According to the FDA, this is due to some variation in stability testing. "2[d%/02JrY0k^L >vC]QWFp5ZVq=bFv\cOxt$yU7jJ>/[k !`x+V,%Z[1C2~HtdX Z`a_Fel`szVzEdjMl2 ty \"M-"j@/oG/ 4en Thermometers. As was reported last week, DHS was notified on Tuesday, January 11, by Abbott of its decision on January 7 to extend by three months the expiration date for certain BinaxNow antigen rapid test kits. Abbott's BinaxNow COVID-19 Ag Card Home Test, Your guide to at-home COVID-19 tests for international travel, Do Not Sell or Share My Personal Information. Earn 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. I've used Abbott BinaxNOW tests several times over the last six months for international trips, and it's always been an incredibly smooth experience. Many travelers have continued using the BinaxNow test as their go-to at-home option for travel, including TPG staff and readers, who have reported favorable experiences overall, despite hours-long wait times in August due to an increase in international travel. For more TPG news delivered each morning to your inbox, sign up for our daily newsletter. No, this is an antigen test that only detects an active infection. . xkoFH$OnurFs@r(dKI;3*se8>xBYKwlq| 3.`d\;sv55GlT^3X_GG) Cp zHuRWT%l*2apZ7 .3tdU"5IZC[.! See what a point or mile is worth with our appraisals of a loyalty programs currency, based on redemption values. The BinaxNOW COVID-19 Antigen Self Test is a lateral flow immunoassay intended for the qualitative detection of nucleocapsid protein antigen from SARS-CoV-2. **See pharmacy for details. The shelf lives for tests from some other manufacturers have been extended as well. Abbott says its tests can be stored between 36 and 86 degrees Fahrenheit, but the kits should be at room temperature when they are used. At-home rapid tests. If you test positive, this should be considered a positive, If you test negative within the first seven days of experiencing COVID-like symptoms, test again with at least 48 hours in between tests, If you test negative with no symptoms, test again two more times with at least 48 hours between each test. ECRI, a Plymouth Meeting-based nonprofit that evaluates the safety and quality of health care, recently ranked seven common tests on their user friendliness, at www.ecri.org/covid-at-home-testing. and Abbott Laboratories, the manufacturers of the BinaxNow test THE ANSWER The expiration date to use for a BinaxNow testing kit is on the label and marked with an hourglass shape. Please do not discard test kits that you may have that were . It is the Governor's For example, TPG senior editor Clint Henderson received several BinaxNow tests with an expiration date of Oct. 15, 2021. The test uses a nasal swab, control swabs, and test cards. Detects multiple strains including DELTA and OMICRON variants. If this happens to you, we suggest checking with the testing company. This test is not sufficient for proof of a negative COVID-19 test for travel purposes. Bottom line If you receive a positive COVID-19 test result, you should consult with your healthcare provider and follow CDC guidelines, in addition to quarantining yourself. It is important that you work with your healthcare provider to help you understand the next steps you should take. Upon calling the company, he was told that all expiration dates had been extended for an extra three months. The links below include lot numbers and expiration dates for the 15 brands of at-home COVID-19 tests that have had their shelf lives extended by the FDA. 2022 Workforce Shortage Survey. Unless otherwise specified, all product and service names appearing in this Internet site are trademarks owned by or licensed to Abbott, its subsidiaries or affiliates. Expiration dates vary by brand, but some can last up to a year. This letter is to notify you the BinaxNOW COVID-19 Ag Card product in your Get up to $300 back per calendar year on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card. Current test kit expiration dates may be as early as. The CDC guidelines require all travelers, regardless of vaccination status, to show a negative COVID-19 test result before boarding a plane to the U.S. (TPG reported last summer that the wait times for BinaxNow supervised exams through Zoom were quite long due to high demand, but wait times have improved.). BinaxNOW COVID-19 Antigen Self Test + NAVICA. CareStart tests distributed through the federal. This news should come as quite a relief for travelers overseas looking to get back to the United States. Terms apply to the offers listed on this page. Available under FDA Emergency Use Authorization. The BinaxNOW COVID-19 Self Test is identical to the professional-use test, used since August 2020. Learn more. A one-pack costs $50, a two-pack costs $69 and a three-pack costs $99. For example, TPG senior editor Clint Henderson received several BinaxNow tests with an expiration date of Oct. 15, 2021. May be available at no cost**. Test description . The Food and Drug Administration (FDA) has authorized an expiry extension for BinaxNOW tests for three months from the current expiration date listed on the external box. Will this test tell me if I have been infected with COVID-19 in the past? Read more TOM GRALISH / Staff Photographer by Tom Avril Published Jan 21, 2022 Abbott BinaxNOW COVID-19 Ag Card Point of Care Diagnostic Test (antigen test) results, N1 cycle threshold . You can look up the revised expiration date by lot number (listed on the box of tests) using the FDA helper sheet for BinaxNOW Ag Card Home Tests and BinaxNOW Ag Self Tests. https://www.fda.gov/medical-devices/coronavirus-disease-2019-covid-19-emergency-use-authorizations-medical-devices/in-vitro-diagnostics-euas-antigen-diagnostic-tests-sars-cov-2, Below is an attachment from Abbott including the box lot #s that have been extended. American Express has expanded The Centurion Network to include 40+ Centurion Lounge and Studio locations worldwide. Links which take you out of Abbott worldwide websites are not under the control of Abbott, and Abbott is not responsible for the contents of any such site or any further links from such site. "Upon determining that a portion of our test kits were reporting higher than expected false-positive test results, we worked quickly with the Food and Drug Administration (FDA) to voluntarily recall the problematic test kits and correct the issue," Ellume founder and CEO Dr. Sean Parsons said at the time. You may notice that your at-home COVID-19 test kits have a range of expiration windows. Cost includes $12.95 plus applicable local sales tax. We'll run a soft credit check to find special offers, but it wont affect your credit score. The Food and Drug Administration (FDA) has authorized an expiry extension for BinaxNOW tests for three months from the current expiration date listed on the external box. BinaxNOW Professional Testing Information . For a crash course on what is meant by expiration in this context, and how to make sure your test is still OK, we spoke to Emily Volk, president of the College of American Pathologists, and Matthew Pettengill, director of clinical microbiology at Thomas Jefferson University Hospital. Check here before booking an award fare. I lucked up on my order. November 1, 2022. Use the, Missouri Department of Health and Senior Services, CMS NEWS: Biden-Harris Administration Issues Emergency Regulation Requiring COVID-19 Vaccination for Health Care Workers, Centers for Disease Control and Prevention, Missouri Association of Nursing Home Administrators, Missouri Coalition Celebrating Care Continuum Change (MC5), SLCR Newsletters and Provider Information, Funding Opportunity for Missouri Nursing Facility Strike Team and Infrastructure Award, Public Health Emergency (PHE) 1135 Waivers: Updated Guidance for Providers, Pre-Admission Screening and Resident Review (PASRR) Flexibility Ending May 11, 2023, iQIES for Minimum Data Set (MDS) Submission Release on April 17, 2023. By entering your email address, you consent to Abbott's collection and use of your email address to communicate with you regarding lot expiry information for BinaxNOW COVID-19 Tests. But it is good to know they could have had a few months longer if needed. UW System Renews Student Health Care Worker Initiative for 2022! The expiration date to reference is the one on the outside of the box by the hourglass icon. You can access the most information related to Abbott of BinaxNOW tests that have been authorized to have their expiration dates extended by accessing information directly from Abbotts website. The BinaxNOW COVID-19 Ag Card . In the case of Abbotts BinaxNOW tests, the date is printed alongside a small icon of an hourglass. Health & Human Services declare when circumstances exist to justify use of diagnostics under EUA during public health emergencies. ***The BinaxNOW COVID-19 Antigen Self Test has not been FDA cleared or approved. Its really no different than when your medications expire, Volk said. What do I need to know about Results from Serial Testing? The Abbott BinaxNOW COVID-19 Ag Card has been authorized by the FDA under an emergency use authorization (EUA). As COVID-19 continues to evolve, recent research and regulatory guidance has confirmed that frequent testing particularly when you are unsure when you were exposed can increase the chances of catching the virus when it is detectable in people with or without symptoms. Check here before booking an award fare. endobj Afterward, they dont work as well.. This post contains references to products from one or more of our advertisers. to another rapid COVID-19 testing setup from Abbott. Related: Travelers can now buy CDC-approved at-home COVID-19 tests for just $50. Seldom travelers may not get enough value to warrant the cost. But the exact date in each case is an open question, in part because some of the manufacturers are new at this game. Learn how to use the BinaxNOW COVID-19 Antigen Self Test and store your results in the NAVICA app for self-testing. At-Home Rapid COVID-19 Testing Expiration Dates -Check the expiration date on your test kit. 2831 0 obj <>stream Go. International travelers catch a break as FDA extends expiration date for at-home COVID-19 test, This post contains references to products from one or more of our advertisers. ** Contact your health insurance provider to determine reimbursement eligibility. For in vitro diagnostic use only. The Abbott BinaxNOW test is combined with eMed telehealth services which means a certified guide will guide a person through the test via video. For symptomatic use, a single test can be used. Editorial disclaimer: Opinions expressed here are the authors alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities. Generally, the tests are designed to be stable at a wide range of temperatures. The high annual fee is only worth it if youre taking full advantage of the cards benefits. This rapid-result test is for personal use. With just a one-day window to get a negative COVID-19 test before flying back to the U.S., select at-home test kits like the Abbott BinaxNow COVID-19 Home Test have become incredibly popular for international travel. What is the Difference Between an Antigen and Molecular Test? Tissues. endobj With the number of cases still high, youll likely be using the test long before that date anyway. COVID-19 Serial testing is when one person tests themselves multiple times for COVID-19 on a routine basis, such as every day or every other day. Sometimes it's worth a large investment to reap the benefits of a great credit card. %PDF-1.6 % 3-month extension on the printed expiration dates. Abbott recently received an extension from the U.S. FDA for BinaxNOW Self Tests from 15-month expiration dates to 22-months Here's how you can confirm what your new expiration may be: Look on the back of your box for both the expiration date (next to the hourglass symbol) and lot number (next to the words LOT). *2022 Nielsen Test Sales Market data on file. They make the process of obtaining the required negative COVID test result much less of a hassle. In exchange for the annual fee, you'll unlock access to the Amex Membership Rewards program that let you access airline and hotel transfer partners, along with new lifestyle and travel credits. You may contact the Section for Long-Term Care Regulation (SLCR) at 573-526-8524. Not all products are available in all regions. This is the specific name that is on the test kit. "Essentially, this meant that I have an additional three months to use them so rather than expiring Sept. 28, 2021, (which would've been prior to our trip), they now expire on Dec. 28, 2021. Since the launch of the BinaxNOW COVID-19 Ag Card, Abbott has continued testing for product stability to extend the expiration date and have shared these results with the FDA. Researchers gain the most accurate data from real-time testing, according to the FDA. "I just got a box this week and the expiration dates in there are Nov. 11, 2021, with no note about extension in the box," said TPG travel content director Summer Hall. Please contact your health insurance provider to determine reimbursement eligibility. The U.S. Food and Drug Administration has increased the shelf life for one of the most popular at-home COVID-19 test kits. Plus, your own feed of TPG content. Abbott - A Leader in Rapid Point-of-Care Diagnostics. All at-home self tests will have new labels to reflect the importance of frequent testing: At-home self-tests, just like our other medicine cabinet essentials, are here to stay. FDA Letter: Revisions Related to Serial (Repeat) Testing for the EUAs of Antigen IVDs. *** Only available in the US. We'll keep you stocked up on the latest information, while you stay prepared with tests at home. Detects multiple strains including DELTA and OMICRON variants.. Read more about the new testing rules for international travel! Follow the Instructions for Use regarding serial, or repeat, testing. Find the right card for you. Related: 5 things to know about at-home COVID-19 tests for travel. 1 0 obj Since the U.S. Centers for Disease Control and Prevention began allowing inbound travelers to fly into the United States with a negative result from an at-home instant COVID-19 test in May, just two tests have been approved for use Abbotts BinaxNow COVID-19 Home Test and Ellume's COVID-19 Home Test. % Here's the letter from the FDA to Abbott granting the extended expiration window. Compare the cost in points or miles to cash, and see which option is best. They are not all the same, and they can be confusing. The BinaxNow COVID-19 test kits were originally made in a bulk in late 2020 thru early 2021 and was approved for testing by the FDA under the EUA (Emergency Use Authorization). When you reach for your stash of BinaxNOW Self Tests whether you're experiencing symptoms or had a recent exposure it's important to ensure your test and the components aren't expired. (Enrollment required for select benefits.). Get $200 back in statement credits each year on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, which requires a minimum two-night stay, through American Express Travel when you pay with your Platinum Card. I write about scientific research with an emphasis on findings that can impact everyday lives. Providing information and guidance for Long-Term Living Providers - Skilled Nursing, Intermediate Care, Assisted Living and Residential Care Homes. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. Consider using a proctored or teleheath-led self test, or contact your healthcare professional. Now, you also have more time to use the test. The credit card offers that appear on the website are from credit card companies from which ThePointsGuy.com receives compensation. Based on your current location, the content on this page may not be relevant for your country. Any organizations with tests currently expired are encouraged to check expiration dates as this FDA announcement allows use of expired tests up to three months from current expiration date. Compare the cost in points or miles to cash, and see which option is best. No use of any Abbott trademark, trade name, or trade dress in this site may be made without the prior written authorization of Abbott, except to identify the product or services of the company. As the seasons, illnesses and our needs change, these essentials stay consistent in our lives. Everybody knows now, the energy sector was the place to be last year as the segment was an outlier and one of the few to sidestep 2022's market carnage. Card Rating is based on the opinion of TPGs editors and is not influenced by the card issuer.

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